Global Citizen Concierge Program
Live tax-free in a Caribbean paradise with zero income tax
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Eligibility Requirements
Step-by-Step Application Process
Check Eligibility and Income Requirements
Verify you meet the minimum income requirement of $100,000/yr (single) or $150,000/yr (couple/family) from foreign-sourced income. This can be employment income, business profits, investment returns, or any combination.
1 day- Income must be from outside the Cayman Islands — you cannot earn income locally
- Self-employed applicants need to show consistent income through tax returns or financial statements
- Investment income, rental income, and capital gains all count toward the threshold
- If applying as a couple, combined income must reach $150K, and both applicants must be remote workers
Prepare Application Documents
Gather all required documents including proof of income, health insurance, police clearance, and identification. The application requires comprehensive financial documentation to verify your income meets the threshold.
1-2 weeks- Tax returns from the last 2 years are the strongest income proof
- Employment letters should state your salary, role, and confirm remote work arrangement
- Police clearance must be from your country of citizenship and any country where you have lived for 6+ months in the past 3 years
- Health insurance must specifically cover the Cayman Islands — not all international policies do
- Bank statements should show at least 6 months of income deposits
Apply Online Through the Global Citizen Portal
Submit your application online through the Cayman Islands Global Citizen Concierge portal. Complete the application form, upload all supporting documents, and pay the application fee.
1 day- The online portal is user-friendly and guides you through each step
- Pay the fee upfront: $1,469 for single applicants or $2,347 for couples
- Additional dependents (children) cost $500 each
- You can apply from anywhere in the world
- Save confirmation emails and application reference numbers
Background Check and Review
The Cayman Islands government conducts a background check and reviews your financial documentation. The review process is typically efficient, taking 2-4 weeks for straightforward applications.
2-4 weeks- The Cayman Islands immigration team may contact you for clarification on income sources
- Clean applications with well-organized documents are processed faster
- You may be asked for additional financial proof if income sources are complex
- Approval is communicated via email with an official approval letter
Receive Approval and Travel to Cayman
Upon approval, you receive a Global Citizen certificate and can travel to the Cayman Islands. Arrange your flights, accommodation, and prepare for your relocation. The certificate is valid for entry within a specified period.
1-2 weeks- Grand Cayman is the main island with the most amenities and coworking options
- Direct flights are available from Miami, New York, Dallas, London, and other major cities
- Arrange accommodation before arrival — the rental market moves fast and is expensive
- The cost of living in Cayman is high — budget accordingly (similar to or higher than major US cities)
Register with Immigration and Set Up Locally
Upon arrival, register with the Cayman Islands immigration authorities. Obtain your work-from-Cayman certificate, open a local bank account, and set up your day-to-day infrastructure. Enjoy zero income tax on all your earnings.
1-2 weeks- There is zero income tax, zero capital gains tax, zero corporate tax, and zero withholding tax in the Cayman Islands
- Open a bank account at Butterfield Bank, CIBC FirstCaribbean, or Scotiabank
- Local banking can take 1-2 weeks to set up due to compliance requirements
- The Global Citizen certificate does not allow local employment — remote work only
- The Cayman Islands use the Cayman Islands Dollar (KYD), pegged to the US dollar at 1 KYD = 1.20 USD
Required Documents
Cost Breakdown
| Item | Amount | Notes |
|---|---|---|
| Application fee (single) | $1,469 USD | One-time fee for initial 2-year certificate |
| Application fee (couple) | $2,347 USD | One-time fee for both partners |
| Additional dependents | $500 per child | Dependent children added to application |
| Health insurance | ~$300-600/mo | Cayman-compliant health insurance is more expensive than average |
| Renewal fee | $1,469 (single) / $2,347 (couple) | Same fee structure for 2-year renewal |
Timeline Overview
Recommended Tools for Cayman Islands Expats
Frequently Asked Questions
Is there really no income tax in the Cayman Islands?
Correct. The Cayman Islands has zero personal income tax, zero capital gains tax, zero corporate tax, zero withholding tax, and zero inheritance tax. This applies to all residents, including Global Citizen certificate holders. Your remote income is completely tax-free at the Cayman Islands level.
Can I work for a local Cayman company?
No. The Global Citizen Concierge program is exclusively for remote workers employed by companies outside the Cayman Islands. You cannot take local employment or provide services to Cayman-based clients. For local work, you would need a standard Cayman work permit.
Is health insurance mandatory?
Yes. All Global Citizen applicants must have health insurance that covers the Cayman Islands. This is non-negotiable and must be maintained throughout your stay. The Cayman Islands has excellent healthcare facilities but medical costs are high without insurance.
What is the cost of living like?
The Cayman Islands is one of the more expensive places to live in the Caribbean. Rent for a one-bedroom apartment ranges from $1,500-3,000/mo. Groceries are 40-60% more expensive than the US mainland. However, the zero tax offsets much of this for high earners. Budget $3,000-5,000/mo minimum for a comfortable lifestyle.
Can I bring my family?
Yes. The couple rate ($2,347) covers two adults who are both remote workers. Children can be added as dependents for $500 each. All family members receive the same 2-year certificate. The Cayman Islands has good international schools and is very safe.
What about my home country taxes?
The Cayman Islands does not tax you, but your home country may still tax your worldwide income depending on your citizenship and tax residency status. US citizens are taxed on worldwide income regardless of where they live. Most other nationalities can cease tax residency by establishing genuine residence abroad. Consult a cross-border tax advisor.